Our Services Include
Bankruptcy & Consumer Rights
- Debtor Representation in Bankruptcy. We do not represent creditors.
- Chapter 7 Bankruptcy
- Chapter 13 Bankruptcy
- Personal and Business Bankruptcy
- Bankruptcy Litigation
- Consumer Rights Law
- Fair Debt Collection Practice Act Violations (FDCPA)
- Fair Credit Reporting Act Violations (FCRA)
- Mortgage Lending Fraud
- Truth in Lending Act Violations (TILA)
- Unfair & Deceptive Acts & Practices
- Predatory Lending Violations
- Off-Road/Off-Highway (OHV) Advocacy
Mortgage Relief
- Many second and third mortgages or lines of credit (HELOC's) can be completely stripped off/eliminated
- Many Judgment Liens can be eliminated
- We can help you to reevaluate your secured property to determine how best to build and preserve equity
- We can help you to determine whether or not you should surrender a property
- We can provide information regarding loan modification, including our recommendation to NEVER pay for a loan modification
- Avoid loan modification scams
Asset Protection
- Exemption planning to protect your assets
- Protect and save your home
- Protect and save your cars
- Protect and save your retirement
- Protect and save your business
- Liquidation analysis
- Stop creditor calls and harassment
- Stop repossessions
- Stop payday loans
- Stop liens, lawsuits, judgments
- Stop wage garnishments
- Stop foreclosures
- Stop IRS and FTB collections, seizures and garnishments
- Negotiate child support
- Reduce monthly payments (car payments, loan modifications, etc.)
Reorganization & Restructure of Debt
- We can devise a plan to reorganize or restructure your debt, business leases, auto leases, equipment leases.
- Reorganization can allow you to continue to operate your business, while paying lower monthly payments to your creditors
- Reorganization can stop interest and penalties
- Reorganization can help higher income debtors manage their debt, without feeling broke every month
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